Terms of Service

Last updated: August 26, 2025

These Terms of Service ("Terms") govern your use of FinancialsCalc ("we," "our," or "us") and our financial calculator services. By accessing or using our website, you agree to be bound by these Terms.

Acceptance of Terms

By accessing or using our website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not use our services.

Description of Services

FinancialsCalc provides online financial calculators and related financial planning tools. Our services include but are not limited to:

  • Mortgage calculators
  • Retirement planning calculators
  • Tax calculators
  • Investment calculators
  • Financial planning resources

User Responsibilities

When using our services, you agree to:

  • Provide accurate and truthful information
  • Use our services for lawful purposes only
  • Not attempt to gain unauthorized access to our systems
  • Not interfere with the proper functioning of our website
  • Not use our services to transmit harmful or malicious code
  • Respect intellectual property rights

Intellectual Property Rights

All content on our website, including but not limited to text, graphics, logos, software, and financial calculators, is the property of FinancialsCalc and is protected by copyright, trademark, and other intellectual property laws.

You may use our services for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works without our express written consent.

Financial Information and Disclaimers

Our financial calculators provide estimates and general information for educational and planning purposes only. The results are based on the information you provide and certain assumptions.

Important Disclaimers:

  • Our calculators are not financial advice
  • Results are estimates and may not reflect actual outcomes
  • We are not responsible for financial decisions made based on our calculations
  • Consult with qualified financial professionals for specific advice
  • Past performance does not guarantee future results

Third-Party Services and Advertising

Our website may contain links to third-party websites and services, including Google AdSense advertisements. We are not responsible for the content, privacy policies, or practices of third-party websites.

Google AdSense may collect and use information about your visits to our website to provide you with relevant advertisements. This collection and use is subject to Google's Privacy Policy.

Limitation of Liability

To the maximum extent permitted by law, FinancialsCalc shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits or data
  • Business interruption
  • Financial losses
  • Damages resulting from the use of our calculators

Our total liability shall not exceed the amount paid by you, if any, for accessing our services.

Indemnification

You agree to indemnify and hold harmless FinancialsCalc, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of our services after such changes constitutes acceptance of the new Terms.

Termination

We may terminate or suspend your access to our services at any time, with or without cause, with or without notice. You may also terminate your use of our services at any time by discontinuing use of our website.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and FinancialsCalc regarding your use of our services.

Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: legal@financialscalc.com

By using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

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Our free financial calculators provide accurate calculations for mortgages, taxes, Zakat, crypto mining, and other financial planning needs. Built with professional-grade algorithms and updated regularly with current rates and regulations.

Whether you're a first-time homebuyer, real estate investor, Muslim calculating Zakat, crypto miner, or financial professional, our tools help you make informed decisions with confidence. All calculations are performed locally in your browser for privacy and speed.

Key Features

Real-time calculations with instant results
Multi-country support with local regulations
Export results for record keeping
Mobile-responsive design for all devices
No registration or personal data required

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